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POLICY AND TERMS

nogot99 Legal: What Governs Your Account

This page sets out the legal framework that applies when you access nogot99 — covering your account obligations, how we handle your data, and the scope of our policy across transactions, site content and third-party connections. Availability of this service depends on your local law and the eligible regions we operate within.

  • Account Obligations
  • Data Handling
  • Nagad & Upay Transactions
  • Third-Party Scope
JURISDICTION AND POSTURE

Our Legal Position and How It Applies to You

nogot99 operates under a policy framework that is jurisdiction-dependent. Whether these terms apply to you is determined by your local law and the eligible regions that can lawfully access this platform. We do not make representations about legal access in regions where the status of online gaming is unresolved or restricted. When you create an account, you confirm that accessing this platform is consistent with the laws of the region you are in. We expect you to verify this independently before proceeding. All transactions processed through Nagad or Upay are governed by the terms attached to those wallet services as well as by our own account policy — both sets of terms apply concurrently and neither replaces the other. Records of your account activity, including wallet-linked transfers and session history, are held in accordance with our data retention practice, which is described in the trust section below. If our policy changes in a material way, we will make the updated version available on this page. Continuing to use the account after a policy update takes effect constitutes acceptance of the revised terms. If you do not agree, the correct step is to raise a query through our support channel before further use.

  • Nagad wallet terms apply alongside our own

  • Upay transaction records fall within account policy

  • Local law determines your eligibility

  • Policy updates published on this page

WHAT THIS COVERS

Scope of This Policy Across Account Areas

Not every part of your experience on nogot99 falls under the same policy layer. This section clarifies where our legal terms begin and end, so you know exactly which situations are covered directly by us and which involve a separate set of rules from an external party.

  • Account Access

    Creating and using a nogot99 account — including login, session management and identity verification steps shown in your account dashboard — falls directly within this policy. Any access restriction based on region is applied at account level and is governed here.

  • Transactions

    Deposits and withdrawals processed via Nagad or Upay are subject to this policy for the platform side of the transaction. The wallet provider's own terms govern the mobile-money leg. Both sets of rules apply; a dispute about the wallet leg must be raised with the wallet provider directly.

  • Site Content

    All content published on nogot99 pages — including game descriptions, policy documents and account communications — is covered by our content and intellectual property terms. Reproducing or redistributing any part of this content without written permission is not permitted.

  • Third-Party Services

    Game content supplied by studios in our lobby — CQ9, Habanero, PG Soft and Spadegaming — is governed by those studios' own end-user and game-integrity terms. We do not extend our policy into their game mechanics, RTP disclosure or studio-level compliance obligations.

YOUR PRACTICAL OPTIONS

Actions Available to You Under This Policy

This policy is not just a set of obligations on your side — it also gives you practical routes to review your own records, correct information and raise questions. Your account dashboard shows the transaction history for all activity linked to your Nagad or Upay wallet, and that history is the reference point for any query. If a transaction appears incorrectly in your record, the first step is to compare it against the receipt in your mobile wallet app before contacting support. Account details such as your registered contact information can be reviewed and corrected through the account settings area; you do not need to contact support for routine detail changes. For questions about this policy specifically — how your data is used, what retention periods apply, or how a decision about your account was reached — you can submit a query through the support channel and we will respond with the relevant policy section. We handle policy questions separately from general account help, so please indicate in your message that your query is policy-related.

  • Review Transaction Records

    Your signed-in account area shows a full log of wallet-linked activity. Cross-reference it with your Nagad or Upay receipt before raising any transaction query with us.

  • Correct Account Details

    Registered name, contact number and linked wallet details can be reviewed in account settings. Follow the fields and verification steps shown there; instructions are specific to your account type.

  • Raise a Policy Question

    Submit a written query through the support channel, clearly marking it as a policy question. We route these separately so the response addresses the specific clause rather than general account help.

  • Request Account Support

    If your account access changes or a restriction is applied, contact support with your account reference and the wallet transaction ID from your Nagad or Upay app. That reference shortens the review time considerably.

CONTACT AND ESCALATION

How to Reach Us on Policy Matters

Policy queries follow a different path than general account help. Use the channels below to reach the right team. We keep these routes visible in the account area; do not use unofficial contact details sourced from third-party sites.

  • Live Chat Support

    The live chat option is accessible from your signed-in account page. For policy-related queries, open a chat and state in your first message that your question concerns a legal or policy matter so it is routed correctly.

  • Email Query

    Send written policy questions to the support email address published in the account help section. Include your account reference and a brief description of the clause or situation you are querying. Written queries create a record for both sides.

  • Account Help Centre

    The help centre within your account area contains published policy documents and common query resolutions. Check there first — many policy questions about Nagad or Upay transaction scope are already answered in the posted documents.

DATA AND SECURITY PRACTICE

How We Handle Your Data and Account Security

Knowing what happens to the information you share when you create an account and make transactions is a reasonable expectation. This section covers our data handling, cookie use, account security and retention practice — the points that matter to you as an account holder rather than as a legal formality.

  • Data Handling

    We collect only the account and transaction data needed to operate your account and process wallet transfers via Nagad or Upay. We do not sell personal data to third parties. What we store and for how long is set out in the retention section of the full policy document available in your account area.

  • Cookies and Session Data

    We use session cookies to keep you logged in and to remember preferences like language and device. Analytics cookies help us understand how account pages are used so we can improve them. You can review and manage cookie preferences through the settings shown on the site.

  • Account Security

    Your account credentials are your responsibility to keep private. We will never ask for your full password through chat or email. If you suspect unauthorised access, use the account security option in settings to change credentials immediately, then contact support with your Nagad or Upay wallet reference for cross-checking.

  • Policy Contact and Change Requests

    Requests to update the personal data we hold — or to understand what data is associated with your account — should be submitted in writing via the email channel. Reference your account ID and specify clearly what you are requesting. We handle these requests under the process described in the full policy document.

POLICY QUESTIONS ANSWERED

Frequently Asked Questions About This Policy

These are the questions we hear most often about account rights, data use, eligibility and how to contact us on legal matters. If your question is not covered here, submit it through the support channel with a note that it is policy-related.

Does this policy apply to me if I access nogot99 from Bangladesh?

Access and policy applicability depend on your local law and the eligible regions this platform operates within. You are responsible for confirming that using this platform is lawful in your location before creating or using an account. We do not make legal determinations on your behalf.

What data does nogot99 collect when I link my Nagad or Upay wallet?

We collect the account and transaction data needed to process your wallet transfer and maintain your account record. This includes transaction reference numbers and amounts passed from your Nagad or Upay wallet. We do not store your full wallet PIN or mobile banking credentials — those remain with the wallet provider.

Who do I contact if I think my account data is incorrect?

Start in account settings, where you can review and update registered contact details directly. For data held in transaction records that you believe is inaccurate, submit a written request through the support email channel, referencing the specific transaction ID from your Nagad or Upay receipt so we can locate the correct record.

How long does nogot99 keep my account and transaction records?

Retention periods are set out in the full policy document available in your account help area. The period varies depending on the type of data — transaction records are typically held longer than session data. You can request a summary of what is held by contacting us in writing through the email channel.

Can I request that my personal data be removed from nogot99 systems?

You can submit a written data request via the support email, referencing your account ID. We will review it against our retention obligations — some data must be kept for a minimum period to satisfy financial record requirements. We will confirm in writing what can and cannot be removed and why.

What happens to my policy rights if nogot99 updates its terms?

Updated terms are published on this page with the effective date noted. Continuing to use your account after the update takes effect is treated as acceptance. If you disagree with a material change, contact support through the chat or email channel before further use so your query is recorded before any new terms apply to your account.